sortedhai.money

Hand over your money decisions.

Investing, tax, loans, insurance, retirement — one personal wealth manager thinks it all through. You just approve.

Early access for the first 100.

sortedhai.moneyToday
  1. Rebalance

    Move ₹40,000 from equity to debt — you're 8% over target.

    ApproveLater
    Approved
  2. Tax

    Invest ₹50,000 in NPS before 31 Mar to cut tax.

    ApproveLater
  3. Loan

    Prepaying ₹2L now saves more than investing it.

    ApproveLater
  4. Insurance

    Your family cover is short by ₹1Cr.

    ApproveLater
Illustrative

Money questions you've been putting off.

  • Which fund should I pick?
  • Should I prepay my home loan?
  • Is my term cover enough?
  • Old or new tax regime?
  • Which credit card actually suits me?
  • Where is my salary going?
  • Should I buy or rent?
  • Can I retire at 50?
  • When do I rebalance?

We think about these, so you don't have to.

Ask it anything about your money.

You'll ask in plain words. You'll get a worked answer from your own numbers, not a chatbot's opinion.

Example conversationIllustrative

  1. Can I prepay ₹3L on my home loan this year?

    Yes. Do it in March, right after your bonus lands.

    Interest saved
    ₹9.7L
    Loan closes
    2 years early
    Emergency fund
    Stays above 6 months

  2. Which credit card actually suits my spends?

    Switch to a dining-and-travel card. You don't need a second one.

    Dining and travel, as a share of card spend
    64%
    Rewards you missed last year
    ₹18,600
    Your current card's annual fee
    Not earned back

  3. Can I buy the new iPhone?

    Yes, and pay in full. Skip the EMI.

    Ahead of plan this quarter
    ₹22,000
    What the 'no-cost' EMI really costs
    ₹4,200 more
    Best day to buy
    The 4th, when your card cycle resets

Test a big decision before you make it.

The unplanned car. The plot your cousin found. The SIP your friend swears by. You'll run each one against your whole plan and see exactly what moves.

Money working toward your goals

Illustrative
  • Today's plan
  • With the car
Free cash a month
₹20,200
−₹20,800 a month
Home down payment
May 2030
14 months later
Emergency fund
4 months
3 months less

Our take

Affordable, with one change: keep your SIPs running and rebuild the emergency fund from the next two bonuses. Pick an ₹11L car instead, and the down payment slips 7 months, not 14.

Curious what it would say about your plan? Early members help us shape it, starting with a 20-minute call.

Know where it goes, without a spreadsheet.

Every card and account in one view, the patterns you'd never spot yourself, and one number you can safely spend this month.

September

₹1,12,400

spent so far

Safe to spend till 30 Sep

₹18,400

  • Rent & EMIs₹52,000
  • Food & deliveryUp 31%₹18,400
  • Travel₹12,600
  • Shopping₹9,900
  • Subscriptions₹4,800
  • Everything else₹14,700

3 subscriptions you haven't opened in 60 days: ₹1,847 a month.

Food delivery is up 31% on your 3-month average: 22 orders, 15 of them after 10 pm.

Illustrative

One place for every money decision.

  • Investing

    Build your portfolio and keep it on track.

  • Tax

    Plan the year, pick the regime, cut what you owe legally.

  • Loans

    When to prepay, refinance or not borrow at all.

  • Insurance

    Know if your health and life cover is enough.

  • Credit cards

    Use the right card, avoid the traps.

  • Spending

    See where money goes, without spreadsheets.

  • Real estate

    Buy vs rent, and what you can really afford.

  • Retirement

    Know your number and the path to it.

How it works

Illustrative

  1. Tell us your goals and what you have.

  2. We build your plan and watch it every day.

  3. You get clear nudges. You tap approve.

Computed by models. Checked by humans.

Nothing you'll see is a language model's guess. Quantitative models will test every option on your own numbers, and a human advisor will sign off before it reaches your phone.

  1. Your numbers

    Accounts, loans, goals and spending, shared with your consent.

  2. Quantitative models

    Regression and scenario-search models will test each option against thousands of paths your future could take.

  3. Human review

    A human advisor will check every recommendation before it goes out. Nothing reaches you unsigned.

  4. You approve

    One tap. Your money stays in your own accounts.

Language models are good with words and unreliable with arithmetic. Your money needs the reverse.

Our commitments

Be one of the first 100.

As an early member, you'll get:

  • Priority access
  • Founding-member pricing